Gene J. Kirsch

Banking Experience


Eighteen years of banking, credit union and finance company experience within four States (NY, WV, NC, FL)

o With Five (5) regional banks; one local credit union and a national finance company

o Geographical market experience within the Northeast, Midwest, Mid-Atlantic and Southern regions.

o Highly accomplished in retail, small business and commercial loan underwriting; loan review/special assets.

o Experienced in commercial and retail portfolio management, all lending, loan policy and pricing functions.

o Seasoned, polished professional skilled in retail management, dealing with affluent clients, loan committees, Boards and regulators.   

  • Develop/head the Loan Review; Credit Underwriting Dept. for $800MM community bank in NC
  • Portfolio Risk Management of commercial loans (CRE, C&I and multi-family loans) for $1B regional commercial bank
  • Loan Review and Portfolio Workout with extensive experience in loan restructuring of troubled loans or special assets
  • Commercial loan underwriter of small to medium sized business loans and consumer loans under $5MM

  • Supervise/train junior commercial underwriting analysts for several region banks in the Mid-Atlantic and South regions
  • Commercial and retail lending from small consumer loans up to $25MM complex commercial loan participation deals
  • Develop, maintain and cultivate commercial lending portfolio of approximately $25MM for regional banks.
  •  Annual loan and appraisal reviews for commercial loans for several regional banks in the $1B to $10B asset size range.

Highlights of Banking Experience include: